Applying with Macquarie Credit Union is easy.

To be eligible for a Christmas Club Overdraft, we require that you:

• Are at least 18 years of age
• Are a citizen or permanent resident of Australia
• Are currently employed or are receiving a regular income
• Have not declared bankruptcy or insolvency, or had defaults on any loans, credit cards, interest free finance or store cards in the last five years

Important Information

Before proceeding with this application, you should read Macquarie Credit Union’s Privacy Notice which sets out key information about the way we handle your personal information.

By clicking ‘Start’, you confirm the following:

• The above eligibility criteria is true for the personal situation of all applicants;
• All applicants have read and understood Macquarie Credit Union’s Privacy Notice and consent to their personal information being collected, used and disclosed in accordance with this Notice.